Finance Options

Beyond Mountain Bikes offer finance options with facilities provided by V12 Finance. These enable you to apply for Interest Free Finance and get a decision in minutes.   Please call us on 01483 267676 for further information or if you wish to apply for credit.

0% Finance

We can offer interest free credit  as follows on all full price purchases:

6 months at 0% 10 months at 0%
12 months at 0%
18 months at 0%
24 months at 0%
Available on loans from £350

Deposit required: 10%

Available on loans from £500

Deposit required: 10%

Available on loans from £750

Deposit required: 10%

Available on loans from £1000

Deposit required: 10%

Available on loans from £1500

Deposit required: 10%

Example:

– Bike cost £400
– Deposit £40
– Loan amount £360
– Monthly repayment £60

Example:

– Bike cost £600
– Deposit £60
– Loan amount £540
– Monthly repayment £54

Example:

– Bike cost £900
– Deposit £90
– Loan amount £810
– Monthly repayment £67.50

Example:

– Bike cost £1200
– Deposit £120
– Loan amount £1080
– Monthly repayment £60

Example:

– Bike cost £1800
– Deposit £180
– Loan amount £1620
– Monthly repayment £67.50

Classic  Credit 36 months 9.9% APR

We can also offer classic credit over 36 months on all purchases over £1000 at an average percentage rate of £9.9%.

Representative Example
Purchase Price £1600 Total Repayable £1819.96
Deposit £160 Amount of Interest
£219.96
Amount of Credit £1440 Duration
36 Months
36 Monthly Payments £46.11 Total Repayable 9.9%

Eligibility

To be eligible for credit, the applicant must:

  • Be 18 years or older
  • Be in permanent employment or over 16 hours per week; or
  • Have a partner in permanent employment over 16 hours per week; or
  • Be retired and receiving a pension or;
  • Be in receipt of disability benefit or self-employed;
  • Be resident in the Uk for at least three years and will continue to be resident in the UK;
  • Be able to provide addresses for the past three years to the present time;
  • Have a debit or credit  card in their name  registered to the address given in the application;
  • Have a bank or building society account from which direct debits can be made.

How to apply

Please contact us on 01483 267676 and we will provide you with a link to complete an online application, or come into the shop to complete the application in person.  If the application is completed online we can only deliver to the address given in the application.

Beyond Mountain Bikes is a partnership authorised and regulated by the Financial Conduct Authority.  Our registration number is 429550. Beyond Mountain Bikes only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.